Self-employed

When you are self-employed, contributions to ATP Livslang Pension are voluntary.

Contribution rate

It costs DKK 297.00 a month to maintain this pension at ATP Livslang Pension. The amount can be deducted from your taxable income. You must pay an ATP contribution each quarter.

There are several advantages of paying to your ATP Livslang Pension:

  • You obtain a cheap and lifelong pension.

  • You will receive a supplement to your state-funded old age pension from the day you first draw your pension until the day you die.

  • If you are married, you have a common-law partner, or you have children, they can be paid a lump sum if you die before you turn 70.

  • If your spouse works for you (without any wage agreement), your spouse can also pay a contribution to their own ATP Livslang Pension.

Please note that you are only covered by the scheme as long as you pay your contributions on time.

Conditions

There are certain conditions that you must fulfil in order to become a member of ATP Livslang Pension as a self-employed:

  • have been a member of ATP Livslang Pension, either as an employee or as a recipient of unemployment benefits, maternity/paternity benefits or by participating in vocational adult education and training – for at least 3 years in total and

  • have paid contributions equal to three annual ATP contributions

  • have your own self-employed business (as the CEO of your own company, A/S or ApS, you are usually considered as an employee on an equal basis with your employees.

Sign up

If you have a civil registration number, you can sign up for ATP Livslang Pension via the self-service:

Read more

Payment

You must pay ATP contributions every quarter to ATP Livslang Pension.

If you pay via an online banking service, the amount must be debited from your account by the due date for payment stated. If the payment deadline falls on a bank closing day, the deadline for payment will be the next banking day.

How to pay your ATP contributions

You can pay your ATP contributions in two ways:

Deadlines for payment

In the tabel below, you can see the deadlines for reporting and paying ATP contributions for for the 1st to 4th quarters of 2024.

QuarterReporting dateFinal date of payment
Q110 April 20241 May 2024
Q210 July 20241 August 2024
Q310 October 20241 November 2024
Q410 January 20253 February 2025

In 2024 and forward, the final date of payment is the same as the due date.

Interest

The rate of interest is 1.5 per cent for each month or fraction of a month that payment is outstanding from the due date until ATP Livslang Pension receives the payment.

Legislation etc.

Here you can find information on legislation, how to complain and read about how we process personal data.

Legal guidance

How to complain

If you are not satisfied with how you have been treated, you are welcome to contact ATP Livslang Pension.

How we process personal data

In the following, you can learn more about what data ATP Livslang Pension processes, how we process the data and your rights in that connection.

Read more about the processing of your personal data

Written by: ATP Livslang Pension Updated 24.06.2024
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